Get a quick, no-pressure estimate of how much you could borrow and what your repayments might look like. When you're ready, Kevin will turn the estimate into a precise, lender-ready number.
Enter your income and commitments for an indicative estimate of your borrowing capacity. Lenders assess everyone differently — this is a guide, not an approval.
We assess at a buffered rate of 9.00% p.a. (your rate + 3%), in line with standard lender serviceability buffers.
This is an indicative estimate only, based on simplified assumptions (resident income tax, a HEM-style living-cost estimate, a 3% serviceability buffer and credit-card limit servicing). It is not financial advice, a quote, or an offer of credit. Your actual borrowing capacity depends on each lender's policy and a full assessment of your circumstances. Contact OLEND for a precise, lender-ready figure.
Get My Real Borrowing PowerSee your estimated repayments, the total interest over the life of the loan, and how much faster you could pay it off with extra repayments.
This calculator provides an estimate only and does not constitute financial advice. Rates, fees and repayments vary between lenders and over time. Contact OLEND for a precise quote tailored to your circumstances.
Get a Precise QuoteEstimate the transfer (stamp) duty on a NSW property — and see how much an eligible first home buyer could save under the First Home Buyer Assistance Scheme.
First home buyer concessions apply to homes valued under $1M (full exemption under $800K) and vacant land under $450K (full exemption under $350K).
Estimate only, based on 2025–26 Revenue NSW transfer duty rates and the First Home Buyer Assistance Scheme. It does not include the First Home Owner (New Homes) Grant, mortgage registration or transfer fees, foreign-purchaser surcharges, or premium duty on properties over $3.721M. Eligibility for first home buyer concessions is assessed by Revenue NSW. This is general information, not financial, tax or legal advice. Confirm current figures at revenue.nsw.gov.au and speak with us for advice on your situation.
Talk to Us About Your PurchaseShare a few details and Kevin will be in touch — usually within 24 hours — with a precise borrowing assessment and loan options suited to your goals. No cost, no obligation.