Working capital, equipment, fit-outs and expansion — funding matched to how your business actually operates. We know which of 40+ lenders suit your industry and structure the deal to protect your cash flow.
Whether you're smoothing cash flow, buying equipment or funding the next stage of growth, lender appetite varies enormously — we match your business to lenders likely to say yes.
Overdrafts, lines of credit, invoice finance and short-term loans to smooth seasonal cycles, cover stock purchases and keep operations moving.
Vehicles, machinery, plant and technology — chattel mortgage, finance lease or operating lease structures that preserve your working capital.
Fit-outs, renovations, franchise purchases, business acquisitions and expansion funding — structured around your growth plan, not against it.
From unsecured cash-flow lending to facilities secured against property or business assets — we'll show you both paths and the trade-offs.
Lenders assess businesses very differently. We do the groundwork up front so your application lands with the right lender, first time.
We start with your trading history, cash flow and what the funds will achieve — so the strategy fits the business, not the other way around.
We shortlist lenders whose appetite matches your industry, loan size and security position — avoiding dead-end applications.
We package your financials and the purpose of the loan to present your business in its strongest light, then negotiate terms.
We manage the application through to funding and stay available as your finance partner as the business grows.
Business lending hinges on knowing each lender's appetite before you apply. With over a decade across Australian finance and banking, Kevin understands how lenders read financial statements, cash flow and industry risk — which means fewer dead ends and a stronger case for approval.
As a business owner himself, Kevin structures finance the way he'd want it structured — protecting cash flow first. OLEND helps business owners right across Sydney, including the North Shore, Hills District, Inner West, Eastern Suburbs, Northern Beaches and Parramatta.
Buying premises rather than borrowing for operations? These pages may be a better fit.
Buying an office, warehouse, retail space or development site? See our commercial property finance page.
Purchasing property through your self-managed super fund, including business premises held in super.
Freeing up equity in your home can be a smart way to fund a business — compare it against a business loan.
Answers to the questions Sydney business owners ask us most.
Almost any genuine business purpose — working capital and cash flow, stock purchases, fit-outs and renovations, buying equipment or vehicles, hiring ahead of growth, acquiring another business, or consolidating existing business debt.
Not always. Some lenders offer unsecured business loans based on trading history and cash flow, while secured options (against property or business assets) generally unlock larger amounts and sharper pricing. We'll show you both paths and the trade-offs.
Typically your trading history, revenue and cash flow, financial statements or BAS, time in business, industry, existing commitments and credit history. Requirements vary widely between lenders — matching your profile to the right lender is where a broker adds value.
It depends on the lender and loan type. Some cash-flow lenders can move in days with minimal documentation, while fully assessed secured facilities take longer. We target lenders whose process matches your timeframe.
Often, yes. A decline from one lender doesn't mean every lender will say no — appetite varies enormously by industry, structure and security. We work across 40+ bank and non-bank lenders to find one suited to your situation.
Yes — we assist business owners across Sydney, including the North Shore, Hills District, Inner West, Eastern Suburbs, Northern Beaches and Parramatta, and throughout NSW.
Real reviews from OLEND's Google listing. Rated 5.0 from 21 Google reviews.
"As I'm self employed, I really appreciate the efforts Kevin made to help me secure a much better mortgage product. I highly recommend this service."
"We were referred to Kevin by my accountant. He was polite, knowledgeable and very helpful. Always communicated, but most importantly worked hard to meet a deadline that most would say impossible! Definitely would recommend."
"Dealing with Kevin was an absolute pleasure and made the whole experience from start to finish very easy for me. Will definitely use him again in my future financial requirements."
Need funding for working capital, equipment or growth? Share a few details and Kevin will be in touch — usually within 24 hours. There's no cost and no obligation.
