Invest in residential or commercial property through your self-managed super fund. We arrange compliant, competitive SMSF lending and guide you through the structure.
SMSF property lending lets eligible self-managed super funds borrow to invest in property under a limited recourse borrowing arrangement. It suits trustees who want more control over their retirement strategy.
Use your SMSF to invest in residential or commercial property as part of a diversified retirement strategy.
SMSF loans use a limited recourse borrowing arrangement, where the lender's claim is limited to the asset purchased.
Whether it's an investment property or business premises, we access lenders who understand SMSF transactions.
SMSF borrowing has strict rules. We work alongside your accountant and adviser to keep the structure on track.
SMSF loans are more involved than standard home loans, so the right guidance matters from day one.
We discuss your fund, your investment goals, and whether SMSF borrowing is a suitable fit alongside your advisers.
We identify lenders comfortable with SMSF transactions and help structure the limited recourse borrowing arrangement.
SMSF loans require careful documentation. We prepare a complete application to give it the best chance of approval.
We see the loan through to settlement and remain available as your fund's circumstances evolve.
SMSF lending sits at the intersection of property, finance and superannuation rules — which is why experience counts. We coordinate with your accountant and financial adviser so the loan complements your fund's broader strategy and stays compliant.
Founded by Kevin Oliveira, who brings more than 10 years of experience across Australian finance and banking, OLEND puts your interests first — finding the right loan for you, not the easiest one for us. We help clients right across Sydney, including the North Shore, Hills District, Inner West, Eastern Suburbs, Northern Beaches and Parramatta.
Answers to the questions Sydney clients ask us most about SMSF property lending.
It's a loan that allows a self-managed super fund to borrow money to purchase an investment property under a limited recourse borrowing arrangement (LRBA). The property is held in a separate trust, and the lender's recourse is limited to that asset if the loan defaults.
SMSFs can purchase both residential and commercial property, subject to superannuation rules. Commercial premises used by a related business have specific allowances. We help you find lenders comfortable with your intended purchase and work with your advisers on suitability.
SMSF borrowing involves important legal, tax and compliance considerations, so we strongly recommend working with your accountant and a licensed financial adviser. Our role is to arrange the lending; we coordinate closely with your professional team.
Borrowing capacity depends on the fund's assets, contributions, rental income and the lender's criteria. SMSF lenders typically require a larger deposit than standard loans. We'll give you a realistic picture based on your fund's position.
Yes — there's more documentation, stricter lender criteria, and additional compliance steps. That's exactly why having an experienced broker manage the process makes a meaningful difference.
Yes. We assist SMSF trustees across Sydney, including the North Shore, Hills District, Inner West, Eastern Suburbs, Northern Beaches and Parramatta, and elsewhere in NSW.
Considering property investment through your super fund? Share a few details and Kevin will be in touch — usually within 24 hours. There's no cost and no obligation.
